April 17, 2025
monroekellyinsWhat Happens If You Miss a Life Insurance Payment?
Investing in life insurance can make all the difference for you and your loved ones following tragic losses. As your family attempts to deal with an already difficult situation, a life insurance payout can provide a desperately needed reprieve for those in mourning. However, maintaining coverage and death benefit eligibility typically requires keeping up with […]
May 12, 2025
monroekellyinsHow Pets Affect Your Renters Insurance
Pets are beloved members of many households, yet their presence can influence your renters insurance in several ways. Understanding these impacts can help you check you have adequate coverage. Liability Exposure Owning a pet increases your liability exposure. For example, if your dog bites someone or causes injury, you could be held financially responsible for […]
June 19, 2025
monroekellyinsThe Rise of Usage-based Home Insurance: What You Should Know
Smart home technology is revolutionizing how insurance providers assess risk and determine homeowners insurance rates. Devices like smart smoke detectors, water leak sensors, security cameras and thermostats enhance convenience and safety while providing insurers with valuable data that can lead to lower premiums. Impact of Smart Home Technology on Homeowners Insurance Insurance providers are increasingly […]