Give us a call

About Our Agency

As a locally owned and operated insurance agency in Carmel, CA, Monroe-Kelly Insurance Services is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.

Our team of insurance professionals has years of collective industry experience writing both personal and commercial insurance policies designed to fit your needs. You'll be paired with a Monroe-Kelly Insurance Services professional who will work to ensure that you receive personalized attention you deserve.

When you work with Monroe-Kelly Insurance Services, you’ll experience the quality service and attention to detail that you can only find with an independent insurance agency.


Monroe-Kelly Insurance Services is a member of United Valley Insurance Services, Inc. is ranked #22 in Insurance Journal's Top 100 of privately held insurance agencies in the country. United Valley is an exclusive network of over 80 independently owned & operated insurance agencies with more than 115 storefronts in California, Arizona & Nevada. 

Its members sell and service over $600,000,000 in total written premium and have access to more than 60 insurance carriers countrywide. Through our membership in United Valley, ABC Insurance Agency is supported by leading edge technology, high quality programs as well as exclusive marketing and risk management services, which helps us provide our clients with best in class insurance products and services.




Read Unbiased Consumer Reviews Online at

Our Location

Monroe-Kelly Insurance Services

26465 Carmel Rancho Blvd, #1A
Carmel, CA 93923
Main office: 831-372-4511
Toll free: 800-735-3455
Fax: 831-372-3812

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.